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stamp duty savings
How much stamp duty will the first home buyer concession actually save you?
Pick your state and your purchase price. We'll show the standard transfer duty, what you'd pay as a first home buyer, and the dollar saving — live on the chart.
01
Where are you buying?
Full exemption ≤ $800k, partial to $1m.
02
What's the purchase price?
$750,000
$300k$1.5m
03
Your result.
Standard duty
$23,203
What an investor would pay
As a first home buyer
$0
Fully exempt
You save
$23,203
Kept in your pocket
In NSW, buying at $750,000, the first home buyer concession saves you $23,203 in stamp duty.
04
Across every price point.
Yellow is the standard duty bill. Green is what a first home buyer actually pays. The gap is your saving.
next step
Want to know what else you can stack on top?
Stamp duty is one lever. The First Home Guarantee, FHSS, state grants and lender policy can shift your real out-of-pocket by tens of thousands more.
Estimates only. Calculations use current published transfer duty schedules and the first home buyer concessions for NSW, VIC and QLD. Eligibility, residency requirements, new-vs-established rules and off-the-plan concessions may change your actual figure. Confirm with us — or your conveyancer — before settlement.