← all calculators
borrowing power

What you can actually borrow.

A realistic range based on income, debts and household composition. The same engine we use in real client conversations — not a bank's marketing number.

Estimate only. Doesn't include lender-specific policy or your full circumstances. For a tailored picture, book a private call.

a quiet conversation

Rather just talk it through?

Thirty minutes, no cost, no obligation. We'll listen, sketch the options, and tell you straight whether we can help.